Faced with what I considered to be an excessively high cost for comprehensive car insurance this year (around $110 more than for the previous year without any more claims to justify the extra cost) I hunted for cheaper options. I went back to the one associated with the Automobile Club which I've been a member of since 1997. That length of membership qualified me for a discount of $57 & because I also have had home contents insurance with them since 1999, I also get another discount of $64 off the car insurance quote. It's due to take effect today (it's 20 minutes into the day right now) and they've allowed 21 days to pay. I paid yesterday in any case. So this year my car insurance is $10 more than for the previous year.
Which reminds me of the title of one of the old classic BBC radio programs of the 1950s & 60s, The Goon Show. One particular episode was "Insurance: The White Man's Burden."