I had been using NextCloud via 10C to enable me to save receipts from iOS/Android to the Web Receits folders on my MacBook Pro & iMac via NextCloud sync but something went out of whack with the process after I was forced to perform a clean install on the MacBook Pro. Some unknown process had been adding swap files exceeding 35 GB and growing daily. I restored from a week-old backup & manually transferred stuff from the old Home Folder to the new one, in the process NexCloud sync glitched.
So that’s not being used at present, but I’ll find a use for it later. My OneDrive has gained a Recipts folder which I use to add receipts made from my various mobile devices.