I took a funny turn a few months ago at the Men's Shed, the other members sent me off to hospital in an ambulance. I protested it wasn't necessary, but was over-ruled. I was billed almost $1200 for the 20-minute journey.
If I had been an Ambulance member, then I'd have been covered.
About 9 years ago it cost $65 per annum to become a member and today I checked to see how much that figure had increased in that timeframe.
It hadn't increased, in fact, the cost was $20 per annum less.

$45 for great peace-of-mind. And I am prone to falls now I have major knee & minor hip problems.